Welcome to the Asset Class Tool. You can use this calculator to see how different asset class indices have performed in the past.
The calculator makes various assumptions when generating results. Changing the assumptions will change the results. Click here for more information.
The information contained within the calculator is intended for general informational purposes only. It is not intended as investment advice and must not be relied upon as such. Past performance is not an indication of future returns.
Data for this calculator has been supplied by Andex Charts Pty Ltd and is believed to be correct. No responsibility is accepted for inaccuracies or omissions.
You should consider the product disclosure statement for a fund and your personal circumstances, or those of any other relevant person, in order to decide whether a fund is suitable for you or any other person. A PDS for Vanguard funds can be obtained here or by calling 1300 655 101.
Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer.
© 2024 Vanguard Investments Australia Ltd. All right reserved.
Welcome to the Asset Class Tool. You can use this calculator to see how different asset class indices have performed in the past.
The calculator makes various assumptions when generating results. Changing the assumptions will change the results. Click here for more information
Asset classes
An index fund aims to achieve market returns by holding a broad spread of securities to track the overall performance of an index before fees, expenses and taxes. Index funds combine diversification with low costs. Historically, the returns of index funds have been competitive in the long term, relative to the returns of active managers. However, past performance is not an indicator of future performance and investments are not guaranteed and may rise or fall in value.
Indexing aims to deliver competitive long-term investment returns at low cost. Index funds do not incur the same level of costs associated with research and analysis compared to actively managed funds. And index funds tend to have lower levels of portfolio turnover, which results in lower fees and the potential for favourable capital gains tax outcomes.
The information contained within the calculator is intended for general informational purposes only. It is not intended as investment advice and must not be relied upon as such. Past performance is not an indication of future returns.
Data for this calculator has been supplied by Andex Charts Pty Ltd and is believed to be correct. No responsibility is accepted for inaccuracies or omissions.
You should consider the product disclosure statement for a fund and your personal circumstances, or those of any other relevant person, in order to decide whether a fund is suitable for you or any other person. A PDS for Vanguard funds can be obtained here or by calling 1300 655 101.
Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer.
© 2024 Vanguard Investments Australia Ltd. All right reserved.
The projections which you generate when you use the calculator indicate how much could have been accumulated if it were possible to invest directly into the relevant indices. The figures are based on assumptions and are GENERAL ILLUSTRATIONS ONLY.
You should refer to the "Assumptions" link to verify that the assumptions reflect your personal situation. The projections are not intended to constitute or be a substitute for financial product advice given by a licensed financial adviser. They do not make any allowance for fees, costs or taxes. Past performance is not an indicator of future performance.
NOTE: All references in this page to "Vanguard" are to Vanguard Investments Australia Ltd ABN 72 072 881 086 AFSL 227263.
Vanguard and its related companies specifically disclaim any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with the access to or use of this calculator.
Other than as required under consumer protection law, under no circumstances will Vanguard and its related companies be liable for any loss or damage caused by a user's reliance on information obtained by using this calculator.
You should not make any decisions on the information contained herein without first consulting with your licensed financial adviser.
This calculator is not intended to be relied on for the purposes of making a decision in relation to a financial product, including a decision in relation to a particular superannuation fund or strategy. You should consider obtaining advice from an AFS licensee before making any financial decisions.
Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer. We have not taken yours and your clients' circumstances into account when preparing our website content so it may not be applicable to the particular situation you are considering. You should consider yours and your clients' circumstances and our Product Disclosure Statement (PDS) or Prospectus before making any investment decision. You can access our PDS or Prospectus online or by calling us. This website was prepared in good faith and we accept no liability for any errors or omissions. Past performance is not an indication of future performance.
Important Legal Notice - Offer not to persons outside Australia
The PDS or Prospectus does not constitute an offer or invitation in any jurisdiction other than in Australia. Applications from outside Australia will not be accepted through the PDS. For the avoidance of doubt, these products are not intended to be sold to US Persons as defined under Regulation S of the US federal securities laws.
Past performance is not an indicator of future performance. An actual investment would be subject to acquisition costs, fees and taxes.
The calculated figures do not take these fees, expenses and taxes into account.
The calculated figures do not relate to any Vanguard product. The information provided is not advice and does not take into account your personal circumstances. You should consider all relevant personal circumstances and the relevant Product Disclosure Statement before making any investment decision or recommendation.
Fees, transaction costs and tax have not been taken into account in the calculations.
All results are displayed in nominal dollars i.e. inflation has not been taken into account.
All returns are quoted in Australian dollars. US and International Share returns are affected by exchange rate movements.
The chart shows the growth of $10,000 invested at the start of the selected period in each index. It assumes that the $10,000 is fully invested (and remains fully invested) in the relevant index for the asset class and that all income is reinvested.
Data for this calculator has been supplied by Andex Charts Pty Ltd and is believed to be correct. No responsibility is accepted for inaccuracies or omissions.
Month-end data has been used. The data is current to .
| Asset Class | Start Date | Index Used |
|---|---|---|
| Australian Shares | 1 January 1970 |
Index prior to 1980 is the MSCI Australia Gross Total Return Index. From 1980 the index is the S&P/ASX All Ordinaries Accumulation Index. |
| International Shares | 1 January 1970 |
MSCI World ex-Australia Net Total Return Index |
| Australian Bonds | 1 January 1970 |
Index prior to 1977 calculated by Global Financial Data. From February 1977 to December 1989 the index is the Commonwealth Bank All Series Greater Than 10 years Bond Accumulation Index. From September 1989 the index is the UBS Warburg Australia Composite Bond Accumulation Index. |
| Cash | 1 January 1970 |
Data prior to March 1987 supplied by Reserve Bank of Australia. From March 1987 the index is the UBS Warburg Australia Bank Bill Accumulation Index. |
| US Shares | 1 January 1970 |
S&P 500 Total Return Index |
| International Bonds (AUD hedged) | 1 January 1985 |
From January 1985 the index is the Citigroup World Government Bond Index (AUD Hedged). From 1 January 1987 the index is the Barclays Capital Global Treasury Index (AUD hedged). |
| Australian Property | 1 January 1980 |
S&P/ASX Listed Property Trust Accumulation Index. |
| International Property | 1 July 1990 |
UBS Global Real Estate Investors Index ex Australia (net dividends) |
Only periods of a whole number of months are considered. Returns for periods less than 12 months are simply the percentage difference between the index value at the end of the period and the index value at the start of the period.
Returns for periods greater than 12 months are expressed as an annual return (as signified by "p.a." next to the relevant percentage figure). The annual return shown is the effective annual compound rate of return, assuming all months are of equal length.
The information contained within the calculator is intended for general informational purposes only. It is not intended as investment advice and must not be relied upon as such. Past performance is not an indication of future returns.
Data for this calculator has been supplied by Andex Charts Pty Ltd and is believed to be correct. No responsibility is accepted for inaccuracies or omissions.
You should consider the product disclosure statement for a fund and your personal circumstances, or those of any other relevant person, in order to decide whether a fund is suitable for you or any other person. A PDS for Vanguard funds can be obtained here or by calling 1300 655 101.
Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFS Licence 227263) is the product issuer.
© 2024 Vanguard Investments Australia Ltd. All rights reserved.
The projections which you generate when you use the calculator indicate how much could have been accumulated if it were possible to invest directly into the relevant indices. The figures are based on assumptions and are GENERAL ILLUSTRATIONS ONLY.
You should refer to the "Assumptions" link to verify that the assumptions reflect your personal situation. The projections are not intended to constitute or be a substitute for financial product advice given by a licensed financial adviser. They do not make any allowance for fees, costs or taxes. Past performance is not an indicator of future performance.
NOTE: All references in this page to "Vanguard" are to Vanguard Investments Australia Ltd ABN 72 072 881 086 AFSL 227263.
Vanguard and its related companies specifically disclaim any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with the access to or use of this calculator.
Other than as required under consumer protection law, under no circumstances will Vanguard and its related companies be liable for any loss or damage caused by a user's reliance on information obtained by using this calculator.
You should not make any decisions on the information contained herein without first consulting with your licensed financial adviser.
This calculator is not intended to be relied on for the purposes of making a decision in relation to a financial product, including a decision in relation to a particular superannuation fund or strategy. You should consider obtaining advice from an AFS licensee before making any financial decisions.